The fine print, in plain English.

Acceptance of Terms

By accessing or using the Chance Payments website (the “Site”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use the Site. Your use of our payment processing services is governed by a separate merchant services agreement.

Use of the Site

You may use the Site for lawful purposes only. You agree not to:

• Use the Site in any way that violates applicable law or regulation;
• Attempt to gain unauthorized access to our systems, accounts, or data;
• Interfere with, disrupt, or place an unreasonable load on the Site;
• Use any automated means to scrape or harvest content from the Site;
• Misrepresent yourself or impersonate any person or business.

Services and Underwriting

Information about our payment processing, point-of-sale, eCommerce, high-risk, crypto, and business funding services on this Site is for general informational purposes. It does not constitute an offer or commitment to provide services. All accounts are subject to underwriting, approval, and applicable card brand, banking, and regulatory rules. Pricing, funding timelines, and product availability may vary by business profile.

Intellectual Property

All content on the Site, including text, graphics, logos, icons, images, and software, is the property of Chance Payments or its licensors and is protected by U.S. and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of those sites. Accessing them is at your own risk.

Disclaimers

The Site is provided “as is” and “as available”, without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, secure, or free of harmful components.

Limitation of Liability

To the maximum extent permitted by law, Chance Payments and its affiliates, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of the Site.

Indemnification

You agree to indemnify and hold Chance Payments harmless from any claim, damage, loss, or expense (including reasonable attorneys’ fees) arising out of your use of the Site or your violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict-of-law principles. Any dispute arising under these Terms will be resolved in the state or federal courts located in California, and you consent to the jurisdiction of those courts.

Changes to these Terms

We may update these Terms from time to time. The updated version will be posted here with a new “Last updated” date. Continued use of the Site after changes means you accept the revised Terms.

Contact Us

For questions about these Terms, email Solutions@chancepayments.com or call (805) 242-1965.